As the kids head back to school and we all settle into new routines, it’s a great time to brush up on some fundamentals—especially when it comes to protecting your biggest investment: your home. Whether you’re a new homeowner or just need a refresher, let’s take it back to basics with the ABCs of homeowner’s […]
DIY remodeling projects can be a great way to transform your home while saving money. However, many homeowners overlook the importance of understanding insurance implications when embarking on these ventures. Inadequate insurance coverage can lead to financial setbacks if something goes wrong. Here’s what you need to consider before starting your next home improvement project. […]
Flooding is one of the most common and costly natural disasters, yet many Florida homeowners remain uninsured for flood damage. A common misconception is that flood insurance isn’t necessary unless you live in a high-risk zone. However, the reality is quite different: If it rains, it can flood. And in Florida, where water surrounds us, […]
As fall approaches, Florida’s unique climate and seasonal activities bring both excitement and important responsibilities. From ensuring your home is ready for changing weather to taking advantage of family-friendly outdoor fun, a little preparation can go a long way. At VYRD, we’re here to help our policyholders navigate this transition with useful tips on home […]
When you’re shopping for a homeowner’s insurance policy, you might come across two key terms: Market Value and Replacement Cost Value. Understanding these concepts is crucial for making informed decisions about your insurance coverage, especially for Florida residents. Let’s break down what these terms mean and why having an accurate replacement cost valuation is so […]
Did you know that nearly 50% of Non-Catastrophic Homeowner’s Insurance Claims in Florida are caused by water-related incidents?* These problems often stem from common household sources such as leaky pipes, appliances, water heaters, or AC handlers. What may initially appear as minor leaks can escalate into significant damage over time. In fact, the average claim […]
So … someone has been making interesting purchases with your credit card. Or someone opened a new loan in your name. That’s not good – and you now may be among the 50% of all U.S. citizens who have been a victim of some form of identity theft. Sadly, your identity is at risk in […]
As fellow Floridians, we at VYRD, understand the frustration with the rising costs for Homeowners insurance personally. Floridians are paying the highest average premium in the US and yes, rates are expected to continue to increase. If you are coming up for renewal expect some sticker shock. So, what’s happening … I know many feel […]
Florida homeowners insurance provides crucial protection for property owners against potential risks and damages. Many policyholders often wonder how insurance companies manage to make money while offering competitive rates and comprehensive coverage. In this article, we will break down the economics of a Florida homeowners insurance company, explaining how each dollar of premium collected is […]