Florida Weather Seasons
Rainy/Thunderstorm Season:
May 15 – October 15 (late May-early July is the “stormiest”)
Weather impacts include damaging winds, tornadoes, excessive lightning, hail, and flooding rain.
Atlantic Hurricane Season:
June 1 – November 30
August and September are the most active months for tropical storms.
Proactive Storm Preparation
Understand Your Hurricane Coverage
- Review your homeowner’s policy ahead of time to ensure you understand your coverage in the event of a hurricane or flood.
- Homeowners insurance does not cover flood damage. To be protected, you must purchase flood insurance. Contact your agent to learn more.
Prepare Ahead of Time
- Keep a copy of your policy number and declarations in your emergency kit.
- Retain a list of emergency contact information for quick reference.
- Then, prepare and make a plan.
- Store essential supplies and documents in an airtight easy-to-carry bag or container. Click here for a list of recommended emergency supply items.
Just Before the Storm
- Turn off circuit breakers.
- Close and secure all doors and windows.
- Fill bathtubs with water for hygiene and cleaning after the storm.
- Listen for the National Hurricane Center reports and follow all instructions, particularly those for evacuation.
After the Storm
- If you lose power, unplug all electronics to prevent power surge damage once power is restored.
- Take home inventory of any damaged property or possessions. Do not dispose of any items without prior approval from your insurance claims adjuster.
- In the event of a loss, contact VYRD Claims Services at 844.217.6993, and a Claims expert will assist you.