Your Home is More Than Just a House
Your home is also your “castle” filled with treasured possessions you have collected over a lifetime (and sometimes passed down through generations). Your home and your property deserve the best protection. That’s why VYRD is here.
Getting through all the details surrounding home insurance can be tough – but it doesn’t have to be. At VYRD, we specialize in breaking the complex down for you – and that’s just what we are doing here!
VYRD’s standard homeowner’s insurance policy (known in the industry as an HO-3 policy) provides coverage for your home and your things, in the event of a covered loss. It also provides personal liability protection which is used when there is damage to someone else’s property as a result of your actions. This includes:
(Coverage A) relates to your homes physical structure
(Coverages B) covers things like your detached garage, fence, tool shed, and pool
(Coverage C) covers your personal property, your stereo, computer, sofa, etc.
Loss of Use
(Coverage D) assists with additional living expenses (like hotel bills) if your home becomes unlivable due to a fire, windstorm or other specific peril
(Coverage E) applies to bodily injury or property damage incurred by other people (or their stuff) as a result of your actions. Note that it does matter if the damage happens at your home, or anywhere else.
(Coverage F) helps pay for medical bills pertaining to accidents or injuries guests might have while at your home