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In The News
Insurance Veteran Steve Harding Joins VYRD as Managing Director of Operations
VYRD, an insurance company serving homeowners in Florida, announced today that insurance executive Steve Harding has joined the company as Managing Director of Operations.
Demotech, Inc Rates VYRD Exceptional in its first Financial Stability Rating
VYRD, an insurance company serving homeowners in Florida, announced that it has received a Financial Stability Rating (FSR) of A, Exceptional from a leading independent financial analysis firm, Demotech, Inc.
Elizabeth Bevelacqua Joins VYRD as Director of Sales and Marketing
VYRD, an insurance company serving homeowners in Florida, announced today that insurance veteran Elizabeth Bevelacqua has joined the company as Director of Sales and Marketing.
New Carrier Entering the Florida Marketplace
The team at FAIA recently had a conversation with VYRD’s President & CEO, David Howard, to discuss their plans for Citizens take-outs, agency appointments, and voluntary business.
What Makes VYRD Different?
VYRD is re-imagining what it means to insure homes in Florida. We combine 75 years managing risk in the Sunshine State with a technology-first mindset. You get more effective prevention, better protection, and a smoother customer experience.
Agent Partners
We believe strong relationships with qualified professional agents are critical to meeting the unique needs of Florida homeowners.
Deep Expertise
VYRD's leadership team brings more than 75 years of combined experience insuring homes in Florida, and we're partnering with companies based in Florida and beyond to meet our policyholders' needs.
Financial Strength
Financial strength is critical for providing homeowners with security. VYRD is well capitalized and utilizes a financial model focused on balance-sheet strength.
The Latest Technology
A protected portion of profit will be reinvested into R&D each year to bring market-leading solutions that aim to improve service and efficiency, mitigate loss, and reduce friction in claims handling.
Letter From The CEO
David M. Howard
CEO
David M. Howard
CEO
David Howard has more than 30 years of executive leadership experience in insurance, having served as a CEO, COO, EVP and President at several insurance carriers and managing general underwriters/agencies. He also brings a deep mix of experience in organizational management, business development, sales and agency management, regulatory compliance, and risk management. David is a licensed property and casualty agent in Florida, and holds non-resident licenses in 10 other states. In addition to his experience in insurance, David is a former Army officer and founder of VetCor, a Tampa-based water mitigation company that has been recognized for its track record in hiring veterans.
Homeowners across the state of Florida face increasingly frequent and severe threats. Yet the insurance market has been challenged to provide the solutions and protection homeowners need. VYRD understands this challenge and is poised to meet homeowners’ needs with a fresh approach.
VYRD is made up of people like you. We are your neighbors and share your concerns about the safety and security of our homes. We understand the need to know that if the worst happens, your insurance company will be there to make things right.
We also bring deep experience in homeowners insurance and all that comes with it. And we have partnered with the best service providers in the business to offer Floridians better coverage and service at competitive rates.
We are committed to delivering more effective prevention, better protection and a smoother customer experience.
Sincerely,
David M. Howard
Executive Leadership Team
Steve Harding
Managing Director of Operations
Steve Harding has over 30 years of insurance industry experience. More
Steve Harding
Managing Director of Operations
Steve Harding has over 30 years of insurance industry experience. Most recently, Steve was with Seibels Bruce where he served as Sr. Vice President of Insurance Services. Steve started his career in claims with GEICO and quickly progressed into management positions in underwriting, customer service and sales. Upon joining Seibels in 1996, he played an instrumental role in developing their business process outsourcing business for underwriting and claims operations. In this role, he was intricately involved with the startup operations for five Florida startup carriers and managed multiple catastrophes. He also served as subject matter expert on several system implementations including the Guidewire suite of products.
Valerie LaTour
Financial Controller
Valerie LaTour has a distinguished career leading financial teams. More
Valerie LaTour
Financial Controller
Valerie LaTour has a distinguished career building and leading financial teams with over 20 years’ experience in the insurance industry where she held roles at Wright Flood, Fidelity National Insurance Services, Insurance Management Solutions Group, and Bankers Insurance Group. Most notably, she was the VP of Finance at Wright Flood and specialized in financial reporting for the National Flood Insurance Program along with strategic partners Zurich and Lloyds of London with gross premium under management of $700 million. Valerie has achieved a master’s in accounting and Financial Management from Keller Graduate School and a Bachelor of Science in Accounting and Minor in Economics from the University of Florida. She holds a Series 7 and 66 License and her Florida 215 license for Life, Health, and Annuities.
Elizabeth Bevelacqua
DIRECTOR OF SALES AND MARKETING
Elizabeth Bevelacqua has over 15 years of sales and marketing experience. More
Elizabeth Bevelacqua
DIRECTOR OF SALES AND MARKETING
Elizabeth Bevelacqua has over 15 years of sales and marketing experience in the insurance industry where she held sales leadership roles at The Hartford, Nationwide, FWCI and Heritage Insurance. Most recently, she was Sr. Vice President of Personal Lines Sales at Acentria, a Foundation Risk Partners company. Elizabeth began her insurance career as an agency owner with Allstate. She later transitioned to the carrier side and worked closely with strategic partners in FL, CA, TX and the Southeast United States with an emphasis on strategic planning, business development, agency education and profitability management. Liz is a graduate of Florida International University and holds a Bachelor of Arts degree in Psychology with a concentration in Education.
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