We are VYRD.

VYRD’s name reflects the state we serve. Florida’s verdant — or lush, green — tropical climate offers homeowners the best and worst Mother Nature has to offer.   Green also means go, and VYRD’s name embodies our vision to move quickly in paying claims and to move forward by embracing innovation that benefits our policyholders.

In The News

Insurance Veteran Steve Harding Joins VYRD as Managing Director of Operations

VYRD, an insurance company serving homeowners in Florida, announced today that insurance executive Steve Harding has joined the company as Managing Director of Operations.

Demotech, Inc Rates VYRD Exceptional in its first Financial Stability Rating

VYRD, an insurance company serving homeowners in Florida, announced that it has received a Financial Stability Rating (FSR) of A, Exceptional from a leading independent financial analysis firm, Demotech, Inc.

Elizabeth Bevelacqua Joins VYRD as Director of Sales and Marketing

VYRD, an insurance company serving homeowners in Florida, announced today that insurance veteran Elizabeth Bevelacqua has joined the company as Director of Sales and Marketing.

New Carrier Entering the Florida Marketplace

The team at FAIA recently had a conversation with VYRD’s President & CEO, David Howard, to discuss their plans for Citizens take-outs, agency appointments, and voluntary business.

What Makes VYRD Different?

VYRD is re-imagining what it means to insure homes in Florida. We combine 75 years managing risk in the Sunshine State with a technology-first mindset. You get more effective prevention, better protection, and a smoother customer experience.

Agent Partners

We believe strong relationships with qualified professional agents are critical to meeting the unique needs of Florida homeowners.

Deep Expertise

VYRD's leadership team brings more than 75 years of combined experience insuring homes in Florida, and we're partnering with companies based in Florida and beyond to meet our policyholders' needs.

Financial Strength

Financial strength is critical for providing homeowners with security. VYRD is well capitalized and utilizes a financial model focused on balance-sheet strength.

The Latest Technology

A protected portion of profit will be reinvested into R&D each year to bring market-leading solutions that aim to improve service and efficiency, mitigate loss, and reduce friction in claims handling.

Letter From The CEO

David M. Howard


Homeowners across the state of Florida face increasingly frequent and severe threats. Yet the insurance market has been challenged to provide the solutions and protection homeowners need. VYRD understands this challenge and is poised to meet homeowners’ needs with a fresh approach.

VYRD is made up of people like you. We are your neighbors and share your concerns about the safety and security of our homes. We understand the need to know that if the worst happens, your insurance company will be there to make things right.

We also bring deep experience in homeowners insurance and all that comes with it. And we have partnered with the best service providers in the business to offer Floridians better coverage and service at competitive rates.

We are committed to delivering more effective prevention, better protection and a smoother customer experience.


David M. Howard

Executive Leadership Team

Steve Harding

Managing Director of Operations

Steve Harding has over 30 years of insurance industry experience. More

Valerie LaTour

Financial Controller

Valerie LaTour has a distinguished career leading financial teams. More

Elizabeth Bevelacqua


Elizabeth Bevelacqua has over 15 years of sales and marketing experience. More

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