We are VYRD

Join us as we re-imagine what it means to insure homes in Florida, providing you with a unique experience and a better approach to home insurance. Founded by Floridians, our team of experts live in the same neighborhoods as you do and understand the challenges of the marketplace.


We combine 183 years of managing risk in the Sunshine State with a technology-first mindset, so you get more of what matters with better protection, proactive prevention, and an empowered customer experience.

About Us
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Proactive Prevention

Innovative products and services tailored to your needs and the demands of living in the Florida lifestyle, such as Smart Home Water Protection, are essential for the preventative care of your most valuable asset.

Demotech A Exceptional

Financial Strength

We are committed to your security. VYRD is well capitalized, utilizes a financial model focused on balance sheet strength, and maintains a Financial Stability Rating® “A” Exceptional from Demotech, Inc., ensuring that we will be there to pay all claims despite any economic downturn or changes in the insurance marketplace. Demotech is a leading independent financial analysis firm.

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Modern protection is about vision — and investing in research and development to bring you new market-leading solutions to provide better products, mitigate loss, and deliver exceptional claims handling.

We Know Florida

As your neighbors, we know firsthand how beautiful and volatile Florida’s weather can get. VYRD's leadership team has seen it all, working through every major hurricane since Andrew in 1992—so believe us when we say your home is our home.


We are a Florida-first insurance community that embraces the state’s unique characteristics. We have extensive expertise in underwriting and claims, and we are committed to providing you with the right coverage for your home so you can focus on what matters most – living life!