Innovative Insurance Solutions for Florida Homeowners

At VYRD, we’re not just another homeowners insurance carrier in Florida — we’re a fresh and innovative approach to protecting your most valuable asset. Our journey began with a bold vision: to create a homeowners insurance company that puts policyholders first. We’ve built VYRD Insurance from the ground up, leveraging cutting-edge technology to provide you with smart, tailored solutions.

Tech-Forward Policy Management

Modern protection is about vision — and investing in research and development to bring you new market-leading solutions to provide better products, mitigate loss, and deliver exceptional claims handling.


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Proactive Protection

Cutting-edge products and services tailored to your needs and the demands of living in the Florida lifestyle, such as Smart Home Water Protection, are essential for the preventative care of your most valuable asset.


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We're VYRD

As your neighbors, we know firsthand how beautiful and volatile Florida’s weather can get. VYRD’s leadership team has seen it all, working through every major hurricane since Andrew in 1992—so believe us when we say your home is our home.


We are a Florida-first insurance community that embraces the state’s unique characteristics. We have extensive expertise in underwriting and claims, and we are committed to providing you with the right coverage for your home so you can focus on what matters most — living life!

Ways to Save

Take advantage of all available Homeowner Discounts. These discounts, if applicable, are applied to a portion of the premium. Learn more here.

2-48% hurricane protection discount

Wind Mitigation

There are several ways to making your home more wind resistant and keeping you and your family as safe as possible. And by doing that you can save on your premium. Learn More

15 percent - water leak protection discount

Smart Home Water Protection

15% discount on a portion of the premium (approx. $148* annually in savings) by installing water leak sensors provided FREE by VYRD.

5 percent preferred contractor endorsement discount

Preferred Contractor Endorsement

5% discount (approx. $162* annually in savings) by agreeing to leverage our Preferred Contractor Network of home service pros, in the event your home suffers damages.

10-25% protective device discount

Protective Device Discount

10-25% discount available for homes with a centrally monitored fire or burglar alarm

10-15% secured community-building credit discount

Secured Community/Building Credit

10% for homes in a secured community or 15% for communities with 24-hr security patrol.

5% HVAC Maintenance Discount

HVAC Maintenance Contract Discount

5% in savings for having a semi-annual Heating Ventilation & Air Conditioning contract inspections/maintenance plans.

5% Claim Free Discount

Claim-free Discount

5% off for policies that haven’t had a claim in the last 3 years.

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Partnering Closely with Local Florida Agents


VYRD has built a true need in the marketplace. Their customer service is amazing. Some of the things that differentiate them are the water detection devices that they offer our clients, that’s been amazing and really sets them apart in their competition. My clients have been super happy working with VYRD.

~Felicia G. – Brokers Insurance


I absolutely love working with the VYRD team. They always go above and beyond for my clients and me. When in doubt, VYRD it out.

~Gian S. – Erb and Young Insurance


I enjoy working with VYRD because of their flexibility, they are always easy to reach. I’m able to connect and discuss risk with them at any time, something that seems to have fallen off with a lot of other carriers.

~Wayne K. – Comegys Insurance Agency


One of the big shifts in our industry is that we’ve gotten so far away from partnerships and so into tech solutions only. And with VYRD, their offering is a balance of both. The water sensors are amazing and at the same time VYRD fosters true relationships with their agents. As agent partners, we’re able to go talk with the VYRD leadership team and be heard and see action taken!

~Jake H. – HH Insurance Group


What I like best about working with VYRD is the ease of doing business in the Florida market. They are hands-on, their President and Marketing Director actually go out and visit agents. They’re not flying in from different areas around the nation. They’re local!

~Derek B. – Comegys Insurance Agency

Let's Get Started!

VYRD has a network of knowledgeable agents across the entire state of Florida. Their expertise ensures you get the most comprehensive coverage for you and your family. Your peace of mind is our top priority. Ready to find the perfect insurance partner? They’re just a click away.

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