Navigating Contractor Fraud in Florida: VYRD’s Solutions for Homeowners

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Contractor fraud is a widespread issue across the nation, but its impact is particularly acute in Florida, especially following major storms. Scammers prey on vulnerable homeowners, offering enticing deals and services that often end in disappointment and financial loss. From disappearing after payment to providing subpar work with substandard materials, fraudulent contractors in Florida employ various tactics to exploit unsuspecting individuals. Moreover, some unscrupulous contractors may even involve homeowners in insurance fraud schemes, compounding the legal and financial risks.

Warning Signs

  • Unsolicited Offers: Be wary of contractors who knock on your door unsolicited, offering free inspections or additional services. If it sounds too good to be true, it likely is.
  • Undisclosed Damage: Exercise caution if a contractor claims damage that you didn’t notice previously or you cannot observe.
  • Pressure Tactics: Avoid contractors who pressure you into filing insurance claims or signing agreements hastily.
  • Lack of Credentials: Legitimate contractors should readily provide proof of their licenses, insurance, references, and a copy of the contractor agreement. Any reluctance or refusal to do so should raise red flags.
  • Incomplete Contact Information: Beware of contractors lacking a fixed business address or reliable means of communication. Some may insist on in-person meetings and avoid electronic communication channels like mail, email, or text messages.
  • Payment Demands: Be cautious of contractors who demand upfront payments or insist on cash-only transactions. Additionally, vague estimates without itemized details or shady discount offers like using leftover materials from other jobs should be viewed with suspicion.

VYRD’s Solution: Preferred Contractor Network (PCN)

In response to the prevalent issue of contractor fraud in Florida, VYRD has partnered with HOMEE, a company that manages and vets vendors, to establish the Preferred Contractor Network (PCN). HOMEE has handled hundreds of thousands of jobs across 49 states and Canada, achieving industry-leading customer satisfaction. The PCN comprises licensed, insured, and trustworthy home service professionals who are ready to assist homeowners in need. Through the PCN, VYRD aims to streamline the repair process and ensure that repairs are completed promptly and professionally.

Preferred Contractor Endorsement (PCE)

As an additional benefit for VYRD policyholders, we offer the Preferred Contractor Endorsement (PCE). By enrolling in PCE, homeowners can enjoy the following benefits:

  • Premium Discount: For agreeing to leverage our network of contractors, Policyholders are eligible for a 5% premium discount, making insurance coverage more affordable.
  • Faster Service: By leveraging our network of contractors from the outset and overseeing the repair process, we expedite repairs, minimizing downtime and inconvenience for homeowners.
  • VYRD Guarantee: All work conducted by our Preferred Contractor Network comes with a 5-year workmanship warranty, providing peace of mind to PCE policyholders.

Enroll in PCE Today

If you’re a VYRD policyholder and want to enroll in PCE, don’t hesitate to contact your agent or reach out to VYRD directly at 844-217-6993. Protect your home and your investment with VYRD’s comprehensive solutions against contractor fraud.


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