October is Cybersecurity Month, a time to raise awareness about the importance of online security and promote safe practices in the digital world. In 2023, the theme is “It’s easy to stay safe online,” and this couldn’t be more relevant, especially for homeowners in Florida. As a homeowners insurance carrier, we understand the need to empower our customers with knowledge and tools to safeguard their digital lives. That’s why we’re proud to offer identity theft coverage as part of our homeowners insurance program.

Let’s take a closer look at some steps you can take to enhance your cybersecurity posture:

Strong Passwords:

One of the easiest and most effective ways to bolster online security is by using strong, unique passwords for every online account.

• Create complex passwords that include a mix of upper and lower-case letters, numbers, and symbols.
• Use a reputable password manager to generate, store, and autofill passwords.
• Change passwords regularly and never reuse them across multiple accounts.

Two-Factor Authentication (2FA):

Two-factor authentication adds an extra layer of security by requiring users to provide two forms of verification before gaining access to an account.

• Enable 2FA wherever possible, especially for email, financial, and social media accounts.
• Choose authentication methods like SMS codes, authenticator apps, or biometrics.

Software Updates:

Keeping software up to date is a straightforward way to patch vulnerabilities and protect against cyber threats.

• Enable automatic updates for operating systems, browsers, and applications.
• Regularly check for and apply updates to smart home devices, such as security cameras and thermostats.

Phishing Awareness:

Phishing attacks remain a common cybersecurity threat.

• Be cautious of unsolicited emails, especially those requesting personal information or payment.
• Verify the legitimacy of email senders and links before clicking on them.
• Educate themselves on the latest phishing tactics and red flags.

Secure Wi-Fi Networks:

Home Wi-Fi networks can sometimes be a weak link in cybersecurity.

• Change default router login credentials and use strong passwords.
• Enable WPA3 encryption for Wi-Fi networks.
• Regularly update router firmware to patch security vulnerabilities.

Social Media Privacy:

Social media platforms are often targeted by cybercriminals.

• Review and adjust privacy settings to limit the visibility of personal information.
• Be cautious about sharing location data and personal details publicly.

Back Up Data:

Data loss can be devastating, especially in the event of a cyberattack.

• Regularly back up important files to an external hard drive or cloud storage.
• Test data backups to ensure they can be restored when needed.